Admin: (209) 890-3848
Habitat Calaveras has been serving Calaveras County since 1996. We have built 15 homes and repaired hundreds of homes all in Calaveras County. We build homes because children who live in homes with leaky roofs, broken windows, rodents and unclean environments experience greater emotional and behavioral problems. Habitat homeowners are more likely to further their education and that of their children leading to better outcomes for all.
New Habitat Calaveras Home Groundbreaking
Our newest Habitat Calaveras partner family was chosen and we’re all very excited that our new home build in Copperopolis started construction this past summer. The home is currently in the framing stage so check back often to see our progress!
All applicants must have:
A need for adequate housing: Homeowners chosen for a Habitat house must live in inadequate, overcrowded, unsafe and overly expensive housing.
The ability to pay a low-interest mortgage: Habitat Homebuyers must maintain an income sufficient to repay a low interest loan and have good credit history. The maximum income is dependent on family size and will generally be in accordance with “low income” determinations made by HUD (Housing and Urban Development) and California.
Willingness to Partner
Attending and completing Homeowner Classes in money management, home ownership and home maintenance.
Performing a maximum of 500 hours of “Sweat Equity” per household by working on construction of their houses, or otherwise helping to further Habitat’s mission.
Paying a minimal down payment.
Homeowners are selected based on the severity of their present housing conditions, their willingness to partner with Habitat, and their ability to repay the cost of a Habitat home. Partner homeowners also receive counseling and training on homeownership and maintenance.
Monthly payments are manageable and often Habitat homeowners pay less for their new home than they did for their previous substandard housing.
Habitat for Humanity Calaveras does not discriminate based on race, color, creed, religion, sex, national origin, age, familial status, ancestry, physical handicap, medical condition, veteran status, sexual orientation, AIDS, AIDS-Related Condition (ARC), mental disability or any other arbitrary basis. The family selection process is fair and unbiased.
Notice: The federal Equal Credit Opportunity Act prohibits creditors from discriminating against applicants on the basis of race, color, religion, national origin, sex, marital status or age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this is the Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, D.C., 20552.
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